Pedro Ferreira has over 25 years’ experience in financial institutions and has a highly successful track-record in consulting, managing businesses, credit-risk, operations and client management. Pedro has worked at Barclays as well as 3 other international banks and now works at Answerformula, a financial consulting and training firm, where he is the President and CEO. He regularly writes for economic and financial newspapers on various subjects including the financial services sector, global economy and Fintech. Pedro has also had involvement in the Cryptocurrencies space and has worked on a broad spectrum of areas within the financial services and its regulatory space. As a result he provides a valuable insight into how cryptocurrencies have exploded onto the scene.