Senior Manager

10/01/2020

Corporate Banking

United Kingdom, Midlands

Permanent, Full time

£55,000 – £75,000

Senior Manager

This is a senior manager Level Role Based focusing on corporate credit risk sitting in a team of 4, soon to be 8. This will focus on loans up to 10 million for the UK clients.

To act as a Credit sanctioner within Medium Enterprise Credit, Credit Team, responsible for UK Corporate lending between £10m and £75m debt size within the company covering the Retail & Wholesale, Hospitality & Leisure, Healthcare, Manufacturing, TMT, Business Services and Public Sector sub sectors. Work will include a mix of sanctioning within individual lending discretion and presenting to sanctioners with a higher discretion.

Key responsibilities:

• Analyse/Review Credit applications, ensuring high quality credit sanctioning to identify and mitigate risk; approving applications within discretion or recommending to the appropriate sanction point;
• Support Coverage with added value client visits to help support client retention and business development, both in support of the Mid Corporate growth strategy;
• Approve utilization of sanctioned limits and headroom allocation within discretion;
• Approve excesses within authority of agreed limits and ownership of resolution if referral required to more senior sanction level;
• Maintain data integrity of appropriate Credit Risk systems;
• Ensure that approvals are within the company’s Risk Appetite and Mandate and Scale set for the Sector;
• Comply with all appropriate Credit Risk Standards, Policies and Procedures;
• Deliver service in a timely manner meeting agreed service level agreements and ensure that all day to day credit activities are undertaken in a timely manner;
• Act as a dedicated source of knowledge on the Sectors in which discretions and mandate are available;
• Contribute to sub sector portfolio reviews and deep dives;
• Maintain a good understanding of products and client offerings across the company’s product set
• Provide support to Team/Sector in provision of portfolio and management Information for the Sector;
• Ownership of Individual Objectives as agreed with Line Manager and identification of development plan.

For more information, contact James.Baker@eximius.com or 0207 6486924.

Click on the images to connect with James on Linkedin.

Manager, Credit Risk